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Pursuing compensation after a rideshare crash

On Behalf of | Mar 27, 2024 | Car Accidents

A rideshare is usually a safe option for transportation, but there are times when a rider is involved in a crash while they’re in the rideshare. This is a problematic situation because it’s such a new situation that many people don’t know what rights they have.

Understanding the complexities of liability and compensation in a rideshare crash is crucial for passengers who may have considerable medical bills and other financial damages as a result of the harm they’ve suffered.

Liability and insurance coverage

Texas law requires rideshare companies to maintain substantial insurance coverage for their drivers. Rideshare insurance coverage is divided into periods, based on the status of the driver. Once a passenger is in the vehicle, period 3 coverage is present. This means the driver must have at least $1 million in bodily injury and property damage coverage on a per-crash basis. Rideshare companies also provide additional coverage.

In the event of a crash, this insurance is designed to cover damages, including personal injuries and property damage. However, the question of liability, or who is at fault for the crash, can significantly affect the compensation process.

Seeking compensation for damages

Passengers involved in a rideshare crash in Texas have the right to seek compensation for any damages incurred. This can include medical expenses, lost wages, and pain and suffering. The specific avenue for compensation may vary depending on the circumstances of the crash:

If the rideshare driver is at fault, the rideshare company’s insurance should cover the damages up to their policy limits. The driver’s policy can also come into the picture to provide compensation. If another driver is at fault, the at-fault driver’s insurance is the primary source for compensation. The rideshare company’s uninsured/underinsured motorist coverage may come into play if an at-fault driver doesn’t have sufficient coverage.

Victims of rideshare crashes may also seek compensation for the damages they’re dealing with via a lawsuit, under certain circumstances. Legal assistance can help these victims to take the appropriate steps because this is an area of law that’s very complex. It’s crucial to get the claim filed within the time allowed by Texas law.